3/1/2024
Executive Branch Agencies such as the CFPB, FDIC, OCC and Federal Reserve lack authority to rewrite Congress’ plain language of statutes under the guise of interpretation.
1/2/2024
The Mini-Visit enabled TBA’s leadership to thank legislators who support the banks in their communities.
11/1/2023
From both political and policy perspectives, it’s hard to wrap my mind around everything that’s happened this calendar year.
9/1/2023
TBA remains committed to reining in the CFPB’s unconstitutionally broad Sec. 1071 Final Rule.
7/1/2023
TBA General Counsel Celeste Embrey reviews the 88th Texas Legislative Session and tells us what bills will affect Texas banks.
5/1/2023
Texas banks are thriving and helping the communities they serve prosper. We enjoy a strong and diversified economy.
3/1/2023
There is a lot on the line for bankers this year. Much of it depends on what the Supreme Court decides.
1/2/2023
This is the first midterm since 1934 that the party in power defended every incumbent Senate seat.
12/1/2022
On October 19, the federal Fifth Circuit Court of Appeals issued a decision that vacated the 2017 Consumer Financial Protection Bureau’s (CFPB) 2017 Payday Lending Rule — essentially striking CFPB’s funding as unconstitutional.
10/1/2022
The agencies are proposing an agenda that is tailored to the goals of the progressive left. The regulatory burdens of these proposals will fall most heavily on community banks.
8/1/2022
Expect major changes in the coming months.
6/1/2022
The use of disparate impact has been curtailed by the Supreme Court but the CFPB has not acknowledged those holdings.
3/30/2022
President Biden’s appointees in a number of agencies have talked about the need for action on climate change and the goal of maximizing diversity, equity and inclusion.
1/31/2022
For the last 88 years it has functioned independently with the chair setting the agenda for each meeting. That has all changed.
12/6/2021
Community banks will be next in line to produce this type of data for their federal regulators.
10/1/2021
On Sept. 1, the bureau published a 918-page notice of proposed rulemaking for Section 1071 of the Dodd-Frank Act.
9/1/2021
The pressure will be on regulators to accomplish what the legislative branch could not.
8/1/2021
Texas bankers remember the focus put on fair lending examinations during the Obama era.
7/1/2021
To pay for the infrastructure bill, Biden is proposing increases in corporate taxes, income taxes and taxes on capital gains.
6/1/2021
Six months into his administration, Biden has veered toward the hard left and is getting accolades from the same progressives who were skeptical of his leadership.
5/1/2021
Conventional wisdom and the pundits predicted that the 87th Regular Session would be a low bill session. With more than 7,001 bills filed to date, the pundits have been proven wrong.
4/1/2021
In addition to dealing with the pandemic, President Biden has two other policy goals he campaigned on: the need for greater diversity, equity and inclusion in all aspects of American life and the fight against climate change.
3/1/2021
President Biden, federal agencies and Congressional allies will propose a number of challenges to Texas banking.
2/1/2021
With Democrats running the executive branch and both houses of Congress, the momentum is with the progressive left. New Yorker Chuck Schumer will be the new Senate Majority Leader and Democrats will chair all committees.