8/1/2022
Expect major changes in the coming months.
6/1/2022
The use of disparate impact has been curtailed by the Supreme Court but the CFPB has not acknowledged those holdings.
6/1/2022
Texas, the ninth largest economy in the world, according to Gross Domestic Product (GDP), saw a 10.1% increase in the annual rate growth of real GDP in the last quarter of 2021.
6/1/2022
The report found that misplaced emphasis of U.S. AML/CFT regulations and enforcement on correspondent banking contributed to a cumulative U.S. GDP loss of $38.3 billion, approximately $5.5 billion per year, between 2012 and 2018.
6/1/2022
With unobstructed views of the Governor’s Mansion and State Capitol, the new TBA building offers prime lease space that will generate non-member, non-dues revenue to support member activity for years to come.
3/30/2022
President Biden’s appointees in a number of agencies have talked about the need for action on climate change and the goal of maximizing diversity, equity and inclusion.
3/30/2022
Events taking place half-way around the world in places like Kyiv and Odesa, Ukraine do have an impact in communities important to us — like Odessa, TX.
1/31/2022
For the last 88 years it has functioned independently with the chair setting the agenda for each meeting. That has all changed.
12/6/2021
TBA's engagement strategy matured in 2021 and we were able to influence the legislation. This was a good exercise and perhaps a preview of what’s in store for Texas bankers in 2022. A significant political year lies ahead.
12/6/2021
Community banks will be next in line to produce this type of data for their federal regulators.
10/1/2021
On Sept. 1, the bureau published a 918-page notice of proposed rulemaking for Section 1071 of the Dodd-Frank Act.
9/1/2021
The pressure will be on regulators to accomplish what the legislative branch could not.
8/1/2021
Texas bankers remember the focus put on fair lending examinations during the Obama era.
7/1/2021
To pay for the infrastructure bill, Biden is proposing increases in corporate taxes, income taxes and taxes on capital gains.
6/1/2021
Six months into his administration, Biden has veered toward the hard left and is getting accolades from the same progressives who were skeptical of his leadership.
6/1/2021
The consumer credit recovery continued in the fourth quarter of 2020, building off trends established last fall, according to the ABA’s latest quarterly Credit Card Market Monitor.
4/1/2021
In addition to dealing with the pandemic, President Biden has two other policy goals he campaigned on: the need for greater diversity, equity and inclusion in all aspects of American life and the fight against climate change.
3/1/2021
As we go to print for the March edition of Texas Banking, it is the end of an icy February week that brought our state its worst winter weather event in decades.
2/1/2021
Banks have led as economic first responders during the pandemic, even as some government partners changed the rules of the Paycheck Protection Program and other relief efforts.
1/1/2021
The dawn of 2021 provides the opportunity to turn the page and to have fresh perspective.
1/1/2021
Although COVID-19 will continue to cause economic fallout, Texas is positioned for growth as the ‘new normal’ is reached.
12/1/2020
With the challenges and change that 2020 threw at the banking industry, one thing we can say about the year is that it gave Texas bankers the opportunity to shine.
11/1/2020
You will also find no better witness to the nobility of character than Texas community bankers during this challenging year — from working tirelessly to save jobs and small businesses to contributing hundreds of thousands of dollars to feed neighbors
11/1/2020
Will Congress do anything to help small businesses? There is currently a standoff on another round of COVID spending. Most likely, it will depend on which party wins the presidency and which party controls the Senate.