Economy

Weakening credit conditions forecasted through end of 2024

11/1/2023
According to the American Bankers Association???s latest Credit Conditions Index released in late September, bank economists expect credit conditions to weaken over the next six months.

Dallas Fed President Lorie Logan offers economic outlook

3/1/2023
"We need to keep our eyes on the economic and financial outlook and lay out a strategy that is both flexible and robust so we are best positioned to achieve our goals however the outlook evolves." – Dallas Fed President Lorie Logan

Bank economists expect credit conditions to weaken over next six months

3/1/2023
The American Bankers Association released its latest Credit Conditions Index which shows that bank economists expect credit conditions to weaken in the next six months.

Texas banks: A reason for optimism

1/2/2023
Many economists are predicting recession in 2023. But in Texas, there is reason for optimism and bankers are a big reason for it.

TBA’s 2022 ENERGY TOUR

12/1/2022
Bankers fit in throughout the entire energy supply chain by serving as the indispensable partners to all these business ventures that have built Texas and our country.

The CFPB pushes the limits of regulatory power

6/1/2022
The use of disparate impact has been curtailed by the Supreme Court but the CFPB has not acknowledged those holdings.

Texas' economic dominance continues, ranks No. 1 in U.S. in GDP growth

6/1/2022
Texas, the ninth largest economy in the world, according to Gross Domestic Product (GDP), saw a 10.1% increase in the annual rate growth of real GDP in the last quarter of 2021.

Cross-border banking regulations cost nearly $40B in GDP

6/1/2022
The report found that misplaced emphasis of U.S. AML/CFT regulations and enforcement on correspondent banking contributed to a cumulative U.S. GDP loss of $38.3 billion, approximately $5.5 billion per year, between 2012 and 2018.

Halfway there

6/1/2022
With unobstructed views of the Governor’s Mansion and State Capitol, the new TBA building offers prime lease space that will generate non-member, non-dues revenue to support member activity for years to come.

From Odesa to Odessa

3/30/2022
Events taking place half-way around the world in places like Kyiv and Odesa, Ukraine do have an impact in communities important to us — like Odessa, TX.

The politicization of bank regulation

3/30/2022
President Biden’s appointees in a number of agencies have talked about the need for action on climate change and the goal of maximizing diversity, equity and inclusion.

What the FDIC resignation means for banking policy

1/31/2022
For the last 88 years it has functioned independently with the chair setting the agenda for each meeting. That has all changed.

Challenging year sets stage for 2022

12/6/2021
TBA's engagement strategy matured in 2021 and we were able to influence the legislation. This was a good exercise and perhaps a preview of what’s in store for Texas bankers in 2022. A significant political year lies ahead.

CFPB embarks on a business lending quagmire for community banks

10/1/2021
On Sept. 1, the bureau published a 918-page notice of proposed rulemaking for Section 1071 of the Dodd-Frank Act.

Will Washington turn banks into agents for the IRS?

7/1/2021
To pay for the infrastructure bill, Biden is proposing increases in corporate taxes, income taxes and taxes on capital gains.

Consumer credit recovery continued in fourth quarter

6/1/2021
The consumer credit recovery continued in the fourth quarter of 2020, building off trends established last fall, according to the ABA’s latest quarterly Credit Card Market Monitor.

Will Biden become the new FDR? And what are the risks for inflation?

6/1/2021
Six months into his administration, Biden has veered toward the hard left and is getting accolades from the same progressives who were skeptical of his leadership.

Biden tasks regulators with taking on climate change

4/1/2021
In addition to dealing with the pandemic, President Biden has two other policy goals he campaigned on: the need for greater diversity, equity and inclusion in all aspects of American life and the fight against climate change.

Weather at its worst, bankers at their best

3/1/2021
As we go to print for the March edition of Texas Banking, it is the end of an icy February week that brought our state its worst winter weather event in decades.

Holding the line

2/1/2021
Banks have led as economic first responders during the pandemic, even as some government partners changed the rules of the Paycheck Protection Program and other relief efforts.

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