Legislating in the age of COVID

Despite logistical concerns and operational challenges, 87th Legislature set to tackle budget, redistricting, criminal justice reform and other priorities

When a blue wave hits a red wall

From the perspective of community bankers, gridlock is a good thing. The unknown is how far left the federal banking agencies will go but I anticipate that many actions will be challenged in the courts.

Community banking through the COVID crisis

Will Congress do anything to help small businesses? There is currently a standoff on another round of COVID spending. Most likely, it will depend on which party wins the presidency and which party controls the Senate.

GOVT: What does it mean and why is it everywhere these days?

For the first time this election cycle, TBA has adopted a political plan to amplify not only our political giving, but also our grassroots activity.

Are you ready for fair lending reporting for small business loans?

Part of the mandate given to the CFPB was Section 1071, which amended the Equal Credit Opportunity Act to require financial institutions to compile, maintain and submit to the bureau certain data on applications for credit for women-owned, minor-

What a Biden victory may mean for community banks

While most attention is being paid to potential changes in environmental policies, corporate taxation and immigration law, it is worth considering what may happen on banking issues in the regulatory agencies and on the legislative front.

SCOTUS rules against CFPB’s leadership structure

On June 29, the Supreme Court ruled in the Seila Law decision that the structure of the Consumer Financial Protection Bureau violated the separation of powers doctrine.

All big businesses are now too big to fail

For the first time, the Fed was directed to get into the lending business due to the CARES Act mandate and over $450 billion in appropriations to cover any loan losses.

Will community banks need more help from Washington?

The effect of nonperforming and underperforming loans in community bank portfolios continues to be a concern.

How long can the borrowing go on? We are already $trillions in debt

The latest Congressional response to the COVID-19 pandemic is a massive $2.2 trillion appropriation to try to create a backstop for the economy.

Former White House Press Secretary, legendary performer to highlight Annual Convention lineup

TBA is proud to announce the latest additions to its 136th Annual Convention lineup: Former White House Press Secretary Sean Spicer and legendary performer John Michael Montgomery.

Let's amplify our voices through TBA BankPac

For Texas bankers, TBA BankPac is the most effective way to support candidates. By pooling our financial resources bankers can amplify our voices and give candidates more meaningful political contributions than we can give individually.

Credit unions get aggressive in push for sub debt

In late January, the NCUA issued a proposed rule to allow credit unions with more than $500 million in assets to issue subordinated debt.

Join me in D.C. for our annual Washington Summit

Each spring, the Texas Bankers Association hosts more than 100 Texas bankers from all across Texas where we join our counterparts from all over the nation at ABA’s Washington Summit.

Preparing for challenging times

The signs of potentially challenging times in the economy have begun to appear: The bond yield curve briefly inverted during 2019 and, though recovering until the end of the year, was immediately followed by a new decline.

Elections have consequences

“Elections have consequences. I won,” President Obama told congressional Republicans shortly after his inauguration in 2009.

136th Annual Convention in San Antonio features political and regulatory heavy-hitters

The signs of potentially challenging times in the economy have begun to appear: The bond yield curve briefly inverted during 2019 and, though recovering until the end of the year, was immediately followed by a new decline.

State legislative and regulatory update

In a state with an estimated population of more than 28 million, it’s amazing what the Texas Legislature accomplishes in 140 days every other year.

2020 Vision

From a political standpoint, will 2020 lead to one more year of efforts to remove President Trump from office — or five?

Auld Lang Syne

There were many accomplishments in 2019. But as we look back, we recall that 2019 was bittersweet as TBA mourned the loss of two industry giants this fall.

Supreme Court to take up CFPB constitutional case

In October, the Supreme Court agreed to consider a constitutional challenge to the Consumer Financial Protection Bureau.

Year in review

2019 to be remembered for healthy economy, university initiatives and successful legislative session.

Election 2020 one year out: Forecasting the future

There are factors beyond the control of community bankers that dictate the condition of the U.S. and global economies. The status of the yield curve is certainly important, but there are other critical questions to ask.