3/1/2024
In mid-January, Federal Reserve Gov. Michelle Bowman said in a speech to the South Carolina Bankers Association that regulators are losing sight of crucial safety and risks regarding the concern of climate risk guidance imposed on banks.
3/1/2024
Executive Branch Agencies such as the CFPB, FDIC, OCC and Federal Reserve lack authority to rewrite Congress’ plain language of statutes under the guise of interpretation.
1/2/2024
The Mini-Visit enabled TBA’s leadership to thank legislators who support the banks in their communities.
11/1/2023
The prospect of working with marijuana businesses presents a complex interplay of legal, liquidity and reputational risks, as well as unique opportunities for innovation and community support.
11/1/2023
From both political and policy perspectives, it’s hard to wrap my mind around everything that’s happened this calendar year.
9/1/2023
TBA remains committed to reining in the CFPB’s unconstitutionally broad Sec. 1071 Final Rule.
7/1/2023
The Texas Bankers Blitz serves as a crucial platform for TBA members to engage with their state legislators and address issues that impact their customers, communities and shareholders.
7/1/2023
TBA General Counsel Celeste Embrey reviews the 88th Texas Legislative Session and tells us what bills will affect Texas banks.
7/1/2023
More than 100 Texas bankers visit lawmakers at the ABA Washington Summit
5/1/2023
While the failure of these institutions caused concerns about a broader economic spillover from these failures, it is important to note that these two institutions were allowed to fail, and shareholders lost their investment.
5/1/2023
Texas banks are thriving and helping the communities they serve prosper. We enjoy a strong and diversified economy.
5/1/2023
The Federal Reserve has announced that the FedNow Service will begin operating in July 2023, with financial institutions and the U.S. Treasury on board.
3/1/2023
In mid-January, Chairman of the House Financial Services Committee, Patrick McHenry (R-NC), announced a new subcommittee — Digital Assets, Financial Technology and Inclusion.
3/1/2023
There is a lot on the line for bankers this year. Much of it depends on what the Supreme Court decides.
1/2/2023
This is the first midterm since 1934 that the party in power defended every incumbent Senate seat.
1/2/2023
88th Session of the Texas Legislature is here
12/1/2022
On October 19, the federal Fifth Circuit Court of Appeals issued a decision that vacated the 2017 Consumer Financial Protection Bureau’s (CFPB) 2017 Payday Lending Rule — essentially striking CFPB’s funding as unconstitutional.
12/1/2022
Bankers fit in throughout the entire energy supply chain by serving as the indispensable partners to all these business ventures that have built Texas and our country.
12/1/2022
Heading into the November 8 General Election, pundits across the country projected big wins for Republicans in Texas and across the nation.
10/1/2022
The agencies are proposing an agenda that is tailored to the goals of the progressive left. The regulatory burdens of these proposals will fall most heavily on community banks.
8/1/2022
Bankers should be aware of current and impending cybersecurity and privacy regulations.
8/1/2022
Expect major changes in the coming months.
6/1/2022
After a two-year COVID interruption, Texas bankers made the trek to Washington, D.C. and visited with congressional members and staff on key priorities related to the banking industry.
6/1/2022
The use of disparate impact has been curtailed by the Supreme Court but the CFPB has not acknowledged those holdings.