The future starts here

The task at hand is to help TBA community bank members get ahead of change, to provide resources and tools to effectively adapt and to enhance the ability of our community banks to compete.

Cybersecurity and politics

Here we are almost to 2021. Do you feel any more cybersecure? Just this year, we’ve seen a 20% increase in cyber fraud and abuse and a startling 200% increase in business email compromises.

Information sharing and collaboration

For the 17th year in a row, the National Cyber Security Alliance and CISA have announced October as Cybersecurity Awareness Month. This year’s theme is “Do Your Part. #BeCyberSmart.”

Red Alert

During the COVID-19 pandemic, it is critical that you and your institution’s employees exercise caution and remain nimble in your cyber defenses to prevent falling victim to one of the many attacks and scams.

Designed to Fail

With a multilayered approach, no single layer’s failure results in a security breach. In a sense, each layer is designed to fail — or to allow for the inevitable — while still providing exceptional security.

10 steps to starting a digital banking transformation

Most financial institutions understand the power of digital. The more pressing question, though, is how an organization brings all the components together to turn digital transformation into reality.

Treat cybersecurity as a business decision—Part II

Most organizations struggle with just being secure and functional, but the financial services industry has the bonus plan by including compliance.

Treat cybersecurity as a business decision

What have we achieved with our investment, are we any more secure than we were, how much more are we going to spend?

Adapting to the changing world

TBA, like our banks, was affected by the pandemic. TBA staff have worked from home since mid-March, and TBA leadership has been forced to adapt to restrictions brought about by the quarantine.

COVID-19 blamed for 238% surge in cyberattacks against banks

When the mandate came down to get employees up and running first and foremost in order to service the customers, there wasn’t enough time to properly address each security risk.

Is it too early for lessons learned or are we still learning lessons?

I think we’ve learned that we can secure our remote workforces and, at the same time, they can continue to be productive. As for myself, I now have a much clearer picture of where my organization’s cyber weaknesses are.

Business email compromise is a growing trend

Business email compromise is a sophisticated scam that targets both businesses and individuals that transact legitimate transfer of funds requests.

Getting ahead of risk

With limited resources and technology, community banks must leverage automation to help them create efficiencies around fraud and risk management so they can better serve corporate clients.

A calculated future

Artificial intelligence (AI) is often used as a way to describe computer systems that can learn and perform tasks that previously required human intelligence.

Top 10 trends impacting bank technology for 2020

History is full of tech that ebbed and flowed until the right formula was found. Design and workflow are questions one should ask before launching any new tech.

JD Power: Banks Connecting with Customers Through Digital Advice

With fewer bank customers than ever before visiting physical branches, retail banks have become increasingly adept at connecting with their customers by offering financial advice digitally.

Heart and soul

When ATMs emerged in the 1960s and '70s, some futurists saw it as the beginning of the end of community banking. It clearly wasn't. Today, we see many actors challenging community banks using technology.

Automating Commercial Lending through OCR Technology

With banks bracing themselves for a potential economic slowdown, commercial lending remains the backbone of banking.

‘The main thing is to keep the main thing the main thing’

“The main thing is to keep the main thing the main thing,” written by famous business author, Stephen Covey, should especially ring true as we’ve entered into a new decade.

Core renewal game plan

The fintech core startups that are attempting to disrupt the market are not to a point where it is a safe decision for community banks to climb aboard, and the grass is not always greener on the other side of a conversion.

The importance of cybersecurity awareness

According to the NCSA, ???The line between our online and offline lives is indistinguishable. In these tech-fueled times, our homes, societal well-being, economic prosperity and nation???s security are impacted by the internet.???

Banks using captives for enterprise risk management in increasing numbers

Cyber security and reputation protection are among today???s significant, emerging risks, thus creating exposures for banks of all sizes.

The Evolution of Community Bank Risk Management

To stay competitive, bankers need to be more aware of trends and the evolution of technology, convenience and consumer needs. How we shop and pay for things is changing in the mobile world.