The reluctant marriage to Banking as a Service

Banks are hardly known for rapid change but that’s exactly what they were forced to do as a result of the global pandemic.

How technology can improve company culture

Significant changes are happening almost every day in everything from technology to culture to experience.

Traversing fair lending compliance with automation

As technology advances and regulations become more stringent, utilizing machine learning in everyday bank processes is becoming a necessity.

The role of HR in cybersecurity

Make cybersecurity training a part of the onboarding process and include an annual review of key policies.

Community Bank Innovation Magnet: It’s time to act

TBA created the Magnet program in 2021 with the vision of providing guidance, at-scale price negotiation and managed program offerings to help our bankers catch up to the quickly changing landscape fintech’s have created and provide the suite of prod

Cyber Breakdown

Separating Blockchain from Digital Currencies can be confusing even to those who work in the industry.

Financial crime and fraud tips

Ms. Teri Petrzelka, VP ISO/Security Officer for the Central Bank of Houston, shares her thoughts on how they are helping their customers.

The role of Cryptocurrency in 2022

Cryptocurrencies that were once derided as, at best, a fad or, at worse, a scam or way to launder money, have become a legitimate asset class reaching three trillion dollars in 2021. ­

Cyber 2022 – not starting out very promising

The director of U.S. CISA, Jen Easterly, called the Log4j cyber attack, “the most serious vulnerability I have seen in my decades-long career.”

Expect the hits to keep coming in 2022

We’ll continue to see ransomware attacks in 2022. Why? Because they are still successful.

Perspectives on third-party risk management

As I wrote in my column last year, third-party risks continue to be one of a bank’s greatest risks. Properly addressing these risks as a part of your overall business strategy is challenging.

Zero trust model

On May 12, 2021, President Biden issued an Executive Order to implement new policies aimed at strengthening the nation’s cybersecurity.

More regulations in cybersecurity?

Regulations are nothing new to financial organizations. In fact, the consensus is whether it’s a traditional bank or a modern fintech startup, they are among the most heavily regulated businesses already — and have been for some time.

Cyber insurance premiums continue to climb

The global insurance company, AXA, will no longer write policies in France that reimburse customers for extortion payments made to ransomware criminals. How much longer before the same applies in the U.S.?

Back to business

As normal banking activities resume, list of concerns includes mandated vaccinations, special accommodations and paid leave

Meet David Guerino from KeyState Captive Management LLC

When he’s not busy enjoying his family and the outdoors, David Guerino calls on Texas banks as KeyState’s managing director of captive insurance.

Cybersecurity in AI, including machine learning

Recently, the Board of Governors of the Federal Reserve System, CFPB, FDIC, NCUA and OCC released a request for information and comment on financial institutions’ use of artificial intelligence and machine learning.

CASH Suite: Leveraging finch to enhance commercial lending

CASH Suite is a comprehensive financial analysis and risk management software solution designed for commercial lenders to promote efficiency and effective decisions throughout the entire commercial lending lifecycle.

TBA offers all-new mobile app

The Texas Bankers Association is pleased to announce the launch of the new TBA mobile app. Available to download for free on iOS and Android, the app offers simple and easy access to TBA-related events, news and more.

Vulnerabilities, patches & exploits, oh my

I’m writing this column just days after the Microsoft Exchange vulnerability release, and I’m sure that by the time this is published, it will be much, much worse.