Technology

The role of HR in cybersecurity

8/1/2022
Make cybersecurity training a part of the onboarding process and include an annual review of key policies.

Community Bank Innovation Magnet: It’s time to act

8/1/2022
TBA created the Magnet program in 2021 with the vision of providing guidance, at-scale price negotiation and managed program offerings to help our bankers catch up to the quickly changing landscape fintech’s have created and provide the suite of prod

Cyber Breakdown

8/1/2022
Separating Blockchain from Digital Currencies can be confusing even to those who work in the industry.

Financial crime and fraud tips

6/1/2022
Ms. Teri Petrzelka, VP ISO/Security Officer for the Central Bank of Houston, shares her thoughts on how they are helping their customers.

The role of Cryptocurrency in 2022

1/31/2022
Cryptocurrencies that were once derided as, at best, a fad or, at worse, a scam or way to launder money, have become a legitimate asset class reaching three trillion dollars in 2021. ­

Cyber 2022 – not starting out very promising

1/31/2022
The director of U.S. CISA, Jen Easterly, called the Log4j cyber attack, “the most serious vulnerability I have seen in my decades-long career.”

Expect the hits to keep coming in 2022

12/6/2021
We’ll continue to see ransomware attacks in 2022. Why? Because they are still successful.

Perspectives on third-party risk management

9/1/2021
As I wrote in my column last year, third-party risks continue to be one of a bank’s greatest risks. Properly addressing these risks as a part of your overall business strategy is challenging.

Zero trust model

8/1/2021
On May 12, 2021, President Biden issued an Executive Order to implement new policies aimed at strengthening the nation’s cybersecurity.

More regulations in cybersecurity?

7/1/2021
Regulations are nothing new to financial organizations. In fact, the consensus is whether it’s a traditional bank or a modern fintech startup, they are among the most heavily regulated businesses already — and have been for some time.

Cyber insurance premiums continue to climb

6/1/2021
The global insurance company, AXA, will no longer write policies in France that reimburse customers for extortion payments made to ransomware criminals. How much longer before the same applies in the U.S.?

Back to business

5/1/2021
As normal banking activities resume, list of concerns includes mandated vaccinations, special accommodations and paid leave

Meet David Guerino from KeyState Captive Management LLC

5/1/2021
When he’s not busy enjoying his family and the outdoors, David Guerino calls on Texas banks as KeyState’s managing director of captive insurance.

Cybersecurity in AI, including machine learning

5/1/2021
Recently, the Board of Governors of the Federal Reserve System, CFPB, FDIC, NCUA and OCC released a request for information and comment on financial institutions’ use of artificial intelligence and machine learning.

CASH Suite: Leveraging finch to enhance commercial lending

4/1/2021
CASH Suite is a comprehensive financial analysis and risk management software solution designed for commercial lenders to promote efficiency and effective decisions throughout the entire commercial lending lifecycle.

TBA offers all-new mobile app

4/1/2021
The Texas Bankers Association is pleased to announce the launch of the new TBA mobile app. Available to download for free on iOS and Android, the app offers simple and easy access to TBA-related events, news and more.

Vulnerabilities, patches & exploits, oh my

4/1/2021
I’m writing this column just days after the Microsoft Exchange vulnerability release, and I’m sure that by the time this is published, it will be much, much worse.

A lesson from lemons

3/1/2021
The banking industry is being told to embrace “digital transformation.” The idea it represents — the ability to adapt to current needs and norms — has always been with us. History is fraught with examples of this, some of which may prove instructive.

Stopping PPP Fraud

2/1/2021
The first rounds of PPP helped more than five million small businesses in the United States in the amount of $525 billion in funding, but not without a dark side to the program.

Creating innovation in a post-pandemic environment

2/1/2021
With the promise that the pandemic will eventually be behind us, everyone is trying to predict the “next normal” and imagine if they have what it will take to succeed — or even survive — in a post-pandemic economy.