6/1/2021
The global insurance company, AXA, will no longer write policies in France that reimburse customers for extortion payments made to ransomware criminals. How much longer before the same applies in the U.S.?
5/1/2021
As normal banking activities resume, list of concerns includes mandated vaccinations, special accommodations and paid leave
5/1/2021
When he’s not busy enjoying his family and the outdoors, David Guerino calls on Texas banks as KeyState’s managing director of captive insurance.
5/1/2021
Recently, the Board of Governors of the Federal Reserve System, CFPB, FDIC, NCUA and OCC released a request for information and comment on financial institutions’ use of artificial intelligence and machine learning.
4/1/2021
CASH Suite is a comprehensive financial analysis and risk management software solution designed for commercial lenders to promote efficiency and effective decisions throughout the entire commercial lending lifecycle.
4/1/2021
The Texas Bankers Association is pleased to announce the launch of the new TBA mobile app. Available to download for free on iOS and Android, the app offers simple and easy access to TBA-related events, news and more.
4/1/2021
I’m writing this column just days after the Microsoft Exchange vulnerability release, and I’m sure that by the time this is published, it will be much, much worse.
4/1/2021
Awareness and knowledge to raise your program's maturity level
3/1/2021
As cyber threats have increased, more organizations need access to the latest threat intelligence.
3/1/2021
The banking industry is being told to embrace “digital transformation.” The idea it represents — the ability to adapt to current needs and norms — has always been with us. History is fraught with examples of this, some of which may prove instructive.
2/1/2021
The first rounds of PPP helped more than five million small businesses in the United States in the amount of $525 billion in funding, but not without a dark side to the program.
2/1/2021
With the promise that the pandemic will eventually be behind us, everyone is trying to predict the “next normal” and imagine if they have what it will take to succeed — or even survive — in a post-pandemic economy.
2/1/2021
Cyber threats are daunting. Not only are they complex and constantly evolving, but they also have the potential to impart significant financial and reputational damage to our financial institutions.
1/1/2021
Changes in technology have been revolutionizing business for a long time but recently this trend has been expedited due to the rapid increase in work-from-home as well as the adoption of technologies such as the cloud.
12/1/2020
Social media has changed the ways we live our lives — from the way we get our news to the way we interact with our family, friends and peers. It’s everywhere, it’s unavoidable, it’s powerful and it’s here to stay.
11/1/2020
The task at hand is to help TBA community bank members get ahead of change, to provide resources and tools to effectively adapt and to enhance the ability of our community banks to compete.
11/1/2020
Here we are almost to 2021. Do you feel any more cybersecure? Just this year, we’ve seen a 20% increase in cyber fraud and abuse and a startling 200% increase in business email compromises.
10/1/2020
For the 17th year in a row, the National Cyber Security Alliance and CISA have announced October as Cybersecurity Awareness Month. This year’s theme is “Do Your Part. #BeCyberSmart.”
10/1/2020
During the COVID-19 pandemic, it is critical that you and your institution’s employees exercise caution and remain nimble in your cyber defenses to prevent falling victim to one of the many attacks and scams.
10/1/2020
With a multilayered approach, no single layer’s failure results in a security breach. In a sense, each layer is designed to fail — or to allow for the inevitable — while still providing exceptional security.
9/1/2020
Most financial institutions understand the power of digital. The more pressing question, though, is how an organization brings all the components together to turn digital transformation into reality.
9/1/2020
Most organizations struggle with just being secure and functional, but the financial services industry has the bonus plan by including compliance.
8/1/2020
What have we achieved with our investment, are we any more secure than we were, how much more are we going to spend?
7/1/2020
TBA, like our banks, was affected by the pandemic. TBA staff have worked from home since mid-March, and TBA leadership has been forced to adapt to restrictions brought about by the quarantine.