11/1/2023
OIG determined that the FDIC can improve the effectiveness of its processes to ensure financial institutions receive actionable and relevant threat and vulnerability information.
9/1/2023
AI can play a significant role in various aspects of community banking, enhancing
operations, customer service and decision-making processes.
9/1/2023
Community banks relying solely on traditional methods can inadvertently impede their growth potential.
9/1/2023
In today’s ever-evolving banking landscape, a robust risk management program has become an integral part of ensuring long-term success and sustainability.
9/1/2023
Effective portfolio monitoring provides insights into which loans are performing and which are failing, helping to navigate risk factors along the way.
9/1/2023
AI isn???t solely about cataclysmic takeovers like something out of a science fiction story. It???s a fancy term covering everything from simple automation to complex data-driven marvels ??? and anything in between.
7/1/2023
It is an easy solution to offer branded credit cards to your customers, but there are downsides to consider as it may not be the best credit card option for your community bank.
1/2/2023
Banks are hardly known for rapid change but that???s exactly what they were forced to do as a result of the global pandemic.
1/2/2023
Significant changes are happening almost every day in everything from technology to culture to experience.
12/1/2022
As technology advances and regulations become more stringent, utilizing machine learning in everyday bank processes is becoming a necessity.
8/5/2022
With a multilayered approach, no single layer’s failure results in a security breach. In a sense, each layer is designed to fail — or to allow for the inevitable — while still providing exceptional security.
8/1/2022
TBA created the Magnet program in 2021 with the vision of providing guidance, at-scale price negotiation and managed program offerings to help our bankers catch up to the quickly changing landscape fintech’s have created and provide the suite of prod
8/1/2022
Separating Blockchain from Digital Currencies can be confusing even to those who work in the industry.
8/1/2022
Bankers should be aware of current and impending cybersecurity and privacy regulations.
8/1/2022
Make cybersecurity training a part of the onboarding process and include an annual review of key policies.
6/1/2022
Ms. Teri Petrzelka, VP ISO/Security Officer for the Central Bank of Houston, shares her thoughts on how they are helping their customers.
3/30/2022
Can NATO invoke Article 5 if the battle ground is in cyber space?
1/31/2022
Cryptocurrencies that were once derided as, at best, a fad or, at worse, a scam or way to launder money, have become a legitimate asset class reaching three trillion dollars in 2021.
1/31/2022
The director of U.S. CISA, Jen Easterly, called the Log4j cyber attack, “the most serious vulnerability I have seen in my decades-long career.”
12/6/2021
We’ll continue to see ransomware attacks in 2022. Why? Because they are still successful.
9/1/2021
As I wrote in my column last year, third-party risks continue to be one of a bank’s greatest risks. Properly addressing these risks as a part of your overall business strategy is challenging.
8/1/2021
On May 12, 2021, President Biden issued an Executive Order to implement new policies aimed at strengthening the nation’s cybersecurity.
7/1/2021
Regulations are nothing new to financial organizations. In fact, the consensus is whether it’s a traditional bank or a modern fintech startup, they are among the most heavily regulated businesses already — and have been for some time.
6/1/2021
The global insurance company, AXA, will no longer write policies in France that reimburse customers for extortion payments made to ransomware criminals. How much longer before the same applies in the U.S.?