First Community Bank
Commercial Loan Officer
CONSUMER/COMMERCIAL LOAN OFFICER IN ROCKPORT, TEXAS: Do you like to fish, hunt, golf, or relax at the beach? Rockport is the location just for you on the Texas Gulf Coast.
First Community Bank, Corpus Christi, TX is looking for a LOAN OFFICER for our branch in Rockport, Texas. First Community Bank is a $475M financial institution that continues to expand into thriving markets. Preferred requirements include 5 years of experience in consumer and commercial loan underwriting. The Bank offers competitive salary and benefits to qualified candidates.
The position of Loan Officer is responsible for soliciting, negotiating, underwriting and coordinating the closing of routine consumer, residential, equipment, SBA, commercial building and business loans in compliance with the Bank’s lending policies and procedures; develops business checking and deposit relationships with customers; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The position of Loan Officer assists in attaining established Bank, region and branch goals through active participation in sales management and officer call programs.
Analyze financial statements
Cash flow analysis
Knowledge of Standard procedures in commercial loan origination, underwriting, processing, closing, funding, and servicing loans
Knowledge of credit instruments, contracts, collateral documents, real estate/business/commercial law
Problem solving skills
Customer service skills
ability to attend after hour community events
Written/verbal communication and presentation skills
Business development skills
3-5 years of commercial/consumer lending experience preferred
Background in Accounting or Finance preferred