Financial Statement & Cash Flow Analysis

Financial Statement & Cash Flow Analysis

Develop a better understanding of the operating, investing and financing cash flows of a business and how they impact loan repayment. Whether you are new to financial analysis, or even if you are looking for a refresher, this program provides the information you need. It is also highly recommended for bankers preparing to attend a formal lending school. Bring your calculator and pencil!  Highlights include:

Financial Statement Analysis

  • Introduction to financial statements and the three methods of accounting
  • How business financial statements and tax returns are constructed (accounting refresher)
  • More on accrual accounting used by larger businesses
  • Ratio analysis

Cash Flow Analysis

  • Why you need more than traditional ratios and cash flow as net income + depreciation + interest expense
  • Building, understanding and using the banker-based UCA cash flow model 

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Your Registration Options:
+ Register online and select payment method (invoice or cc)
+ Email a completed form to and await an invoice
+ Mail a completed form with a check to the address indicated
+ Registering Someone Else: Click the Register Someone Else button and search for your coworker in the drop-down list. If you need to add a new contact, please fill out the entire form. If we have any questions, we will reach out to you.

Questions? Please contact TBA at (512) 472-8388 or


1/20/2021 9:00 AM - 1/22/2021 3:00 PM

TBA Login Instructions

New Users

If you have a record with the Texas Bankers Association, click "Forgot Username" to retrieve your credentials. Enter the email address TBA has on file for you and an email will be sent with next steps. 

If you are new to the Texas Bankers Association, please choose the “Request a Login” option. A TBA staff member will set up your record and issue user credentials within one business day.

Existing Users

Don’t remember your password? Click “Forgot Password” and enter your username. (Hint: Your username is your work email address.)

For additional login assistance, please contact TBA at or call 512-472-8388


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