Employee Retirement Plans
Retirement Plans for Bank Employees

www.pentegra.com
Pentegra Retirement Services is a leading provider of retirement plan and fiduciary outsourcing solutions to community banks nationwide, Founded by the Federal Home Loan Bank System more than 70 years ago, today Pentegra manages over 4,000 retirement plans and more than $10 billion in assets. Pentegra is focused on delivering value-added retirement programs designed to help community banks improve retirement plan effectiveness, attract and retain quality employees and build a competitive advantage.
Our breadth and depth of services includes support for qualified and non-qualified retirement programs designed exclusively for your industry. With deep knowledge of the complexities that surround bank retirement plans, the quality and experience of our team deliver exceptional value to clients. Pentegra offers the added advantage of more than 70+ years of community-based financial institution retirement plan "best practices" and a user-board of directors comprised of our clients — delivering a level of retirement plan governance and oversight that is unmatched.
With an extensive array of plan design options, services and fiduciary support, our unique retirement plan solutions include qualified and non-qualified plans along with fiduciary outsourcing solutions designed to save time, save money and ease the burdens that come with managing a retirement plan. We're focused on delivering a client experience that makes offering a retirement program easy, and one that helps your employees achieve greater retirement security.
Help your bank drive more successful retirement outcomes for your employees with Pentegra. For more information on Pentegra's products and services, email Ken Jackson, Regional Marketing Manager, or call him at 303-921-3109.
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Executive Benefits Consulting
Executive Benefits Consulting

executivebenefits.nfp.com
NFP Executive Benefits (NFPEB”) provides creative solutions to attract, retain and engage key officers and board members. As of December 31, 2019 more than 1,250 banks count on NFPEB to design, implement, administer and finance these important compensation and nonqualified benefit programs.
In addition, the company’s in-house service professionals offer practical, hands-on assistance to banks and their professional advisors, auditors and examiners. NFPEB provides its clients with timely, accurate documentation and regulatory compliance support. NFPEB has the experience of CPAs, attorneys, MBAs, CLUs, CFP®, and ChFC® professionals, a former bank regulator, several former bankers and bank directors, and other experts with advanced degrees and licenses. Our staff also includes individuals with significant BOLI and benefits administration experience as well as one of the industry’s most recognized experts on accounting and tax matters.
If a bank should decide to implement any of these plans, NFPEB has the experienced and professional staff needed to properly design, administer and oversee these plans. As evidence of its leadership position in the market, NFPEB has the exclusive endorsement of the American Bankers Association and several state banking associations including TBA.
To learn more about our services and products, contact Ken Derks* at 469-252-1037, Trey Deupree* at 972-672-8245 or visit executivebenefits.nfp.com.
*A Registered Representative of Kestra Investment Services, Inc.
Financial Crime Management Platform
Financial Crime Management Platform

www.verafin.com
Verafin is the industry leader in enterprise Financial Crime Management solutions, providing a cloud-based, secure software platform for Fraud Detection and Management, BSA/AML Compliance and Management, High-Risk Customer Management and Information Sharing. Nearly 3000 banks and credit unions use Verafin to effectively fight financial crime and comply with regulations. Leveraging its unique big data intelligence, visual storytelling and collaborative investigation capabilities, Verafin significantly reduces false positive alerts, delivers context-rich insights and streamlines the daunting BSA/AML compliance processes that financial institutions face today.
Verafin is the exclusive provider for Texas Bankers Association, Western Bankers Association, Florida Bankers Association, Massachusetts Bankers Association, and CUNA Strategic Services, with industry endorsements in 48 U.S. states.
For more information, call 866-781-8433 or email info@verafin.com.
Fixed Income Capital Markets
Fixed Income Capital Markets

www.tib.bank/capital-markets
TIB Capital Markets is a fully-integrated shop that reduces transaction risk and eliminates paperwork burden. After purchasing securities through TIB market professionals, transactions move seamlessly through TIB's clearing, custody, accounting and ALM platforms. With policies, analytics and experts, banks have it all in one place.
- Investment Consultation & Sales
- Interest rate hedging products
- Safekeeping & Bond Accounting
- Federal Funds & Treasury Management
- Asset Liability Management
For more information, email
Todd Wentz or call him at (972) 650-6000.
Group Benefits
Employee Benefits

www.Higginbotham.net
Higginbotham is the largest independent insurance broker based in Texas. Thousands of companies and financial institutions across the state trust our single source solution for employee benefits. We have more than 30 offices in Texas to serve your regional insurance needs. Our size ranks us among the largest brokers in the nation, yet our local concentration keeps us accessible.
In fact, we’re always by your side. Getting you covered is just what we do on day one. We support you and your employees on day two and every day after. It’s what we call Day Two Services® because we deliver everything you need to manage your plans and control your benefits throughout the year.
For more information email Mark Rutherford at mrutherford@higginbotham.net or call him direct at 817-797-0556.
High Yield Liquid Deposit Insurance
Landing Rock

www.landingrock.com
Landing Rock Cash Management provides FDIC-insured, flexible, innovative solutions tailor-made for the way banks do business. Whether your bank needs funds to meet current loan demand or has excess liquidity, Landing Rock provides an FDIC-insured, competitive yielding liquid alternative solution.
Landing Rock Insured Deposit Account — offers bankers a competitive yielding alternative treasury service. For bank customers it offers daily liquidity with no early withdrawal fees and is FDIC insured up to $30 million.
Landing Rock Community First for Texas — is a wholesale funding solution for banks that is a liquid alternative with no collateral or compensating balance requirements. Funds are offered on a fixed monthly interest rate without broker or other fees of any sort.
Join our network? Landing Rock maintains a growing network of "well capitalized" banks. For more information about how Landing Rock can help you increase and diversify your deposits and satisfy your customers please email Kim Winslow at kwinslow@landingrock.com, or call him at 252-473-7153.
Human Resources
Business Performance Solutions

www.insperity.com/tba
Insperity helps the banking community unleash its employees' full potential with an array of human resource and business solutions that improve business performance. For more than 30 years, Insperity (NYSE: NSP) has offered the most comprehensive workforce optimization solution in the marketplace that delivers administrative relief through robust payroll and HR platforms, better benefits, reduced liabilities and a systematic way to improve productivity. The Company operates over 70 sales offices in 30 major markets serving more than 100,000 businesses. If you would like to learn more about Insperity, please email Paul Haydel or call him at 281-348-2955.
IT Outsourcing
Technology Management

CSI Managed Services simplify the complexity of financial technology for you. Our cloud-delivered technology performance, compliance and security managed services are built on decades of financial industry experience and continuous investment in innovation. Whether through a fully outsourced or co-managed relationship, CSI's flexible service model maximizes your IT operations and alleviates your technology burdens so that staff can focus on more strategic initiatives.
For more information, email Rachael Schwartz or call her at 720-676-9175.
Lender-Placed Hazard & Flood Insurance and Mortgage Impairment/Errors & Omissions
Lender Placed Hazard & Flood and Mortgage Impairment/Errors & Omissions Insurance

www.lloyd-ins.com
J.B. Lloyd & Associates is an insurance agency that has provided lender placed hazard & flood and mortgage impairment and mortgage errors & omissions insurance protection to Texas banks for 24 years. In addition to excellent customer service, Lloyd & Associates' web-based reporting capabilities and broad coverage options sets us apart from other insurance providers.
For more information email Jim Lloyd, call him at 214-265-2445 or visit www.lloyd-ins.com.
Mobile Banking
Online, Voice and Mobile Banking

Q2.com
At Q2, we believe financial power should stay within the communities you serve. To that end, our mission is to enable community-centered financial institutions to compete to win in an always-connected world. Our flexible, single-platform online banking solution offers a secure, intuitive, and consistent user experience across all digital channels from desktop to mobile – for end users ranging from retail consumers to commercial and corporate entities.
Backed by analytical intelligence from over 250 million customer interactions every month, Q2 can help you offer more to your account holders and anticipate their changing needs – while keeping their assets secure and your reputation safe. We merge business-critical technology, an engaging user experience, and a culture of partnership to streamline your day-to-day operations and accelerate your growth and retention strategies.
Only Q2 enables you to stand apart, scale smart, and grow beyond – empowering returns on relationships with your employees, account holders, and community. For more information visit Q2.com, email Janine Kasper or call her at 512-560-3674.

Mortgage Partnership Finance® Program (MPF®)
Mortgage Protection Finance® Program (MFP®)

www.fhlb.com
Provides FHLB Dallas members with a competitive, alternative to access the secondary mortgage market. FHLB Dallas members that become Participating Financial Institutions (PFIs) gain opportunities to sell certain fixed-rate, conforming mortgage loans into the secondary market. PFIs that participate in the MPF program also have an option to retain servicing on their loans, and subsequently maintain control of their customer relationships, or they can sell servicing.
FHLB Dallas offers four products from the MPF Program:
Credit Enhancement (CE) Products:
Non-Credit Enhancement Product:
For more information, email Steve Otto or call him at 214-441-8711.
Online Banking
Online, Voice and Mobile Banking

Q2.com
At Q2, we believe financial power should stay within the communities you serve. To that end, our mission is to enable community-centered financial institutions to compete to win in an always-connected world. Our flexible, single-platform online banking solution offers a secure, intuitive, and consistent user experience across all digital channels from desktop to mobile – for end users ranging from retail consumers to commercial and corporate entities.
Backed by analytical intelligence from over 250 million customer interactions every month, Q2 can help you offer more to your account holders and anticipate their changing needs – while keeping their assets secure and your reputation safe. We merge business-critical technology, an engaging user experience, and a culture of partnership to streamline your day-to-day operations and accelerate your growth and retention strategies.
Only Q2 enables you to stand apart, scale smart, and grow beyond – empowering returns on relationships with your employees, account holders, and community. For more information visit Q2.com, email Janine Kasper or call her at 512-560-3674.

Technology Management
Technology Management

Computer Services, Inc. (CSI) simplifies the complexity of financial technology for you. Our cloud-delivered technology performance, compliance and security managed services are built on decades of financial industry experience and continuous investment in innovation. Whether through a fully outsourced or co-managed relationship, CSI's flexible service model maximizes your IT operations and alleviates your technology burdens so that staff can focus on more strategic initiatives.
For more information, email Rachael Schwartz or call her at 720-676-9175.
Vendor Management
Vendor Management

www.ncontracts.com
Ncontracts is the leading provider of vendor and contract management solutions for financial institutions. Our comprehensive and secure online product suite and team of exceptional legal, financial, technology, and client services experts enable banks to successfully manage their third-party vendor relationships and contracts, assess and address compliance risks and audit findings, and replace manual tasks with time-saving and cost-cutting software and guidance.
For more information email Sam Desmond or call him at 512-944-0726.
Voice Banking
Online, Voice and Mobile Banking

Q2.com
At Q2, we believe financial power should stay within the communities you serve. To that end, our mission is to enable community-centered financial institutions to compete to win in an always-connected world. Our flexible, single-platform online banking solution offers a secure, intuitive, and consistent user experience across all digital channels from desktop to mobile – for end users ranging from retail consumers to commercial and corporate entities.
Backed by analytical intelligence from over 250 million customer interactions every month, Q2 can help you offer more to your account holders and anticipate their changing needs – while keeping their assets secure and your reputation safe. We merge business-critical technology, an engaging user experience, and a culture of partnership to streamline your day-to-day operations and accelerate your growth and retention strategies.
Only Q2 enables you to stand apart, scale smart, and grow beyond – empowering returns on relationships with your employees, account holders, and community. For more information visit Q2.com, email Janine Kasper or call her at 512-560-3674.

Wholesale & Treasury
Services
Landing Rock

www.landingrock.com
Landing Rock Cash Management provides FDIC-insured, flexible, innovative solutions tailor-made for the way banks do business. Whether your bank needs funds to meet current loan demand or has excess liquidity, Landing Rock provides an FDIC-insured, competitive yielding liquid alternative solution.
Landing Rock Insured Deposit Account — offers bankers a competitive yielding alternative treasury service. For bank customers it offers daily liquidity with no early withdrawal fees and is FDIC insured up to $30 million.
Landing Rock Community First for Texas — is a wholesale funding solution for banks that is a liquid alternative with no collateral or compensating balance requirements. Funds are offered on a fixed monthly interest rate without broker or other fees of any sort.
Join our network? Landing Rock maintains a growing network of "well capitalized" banks. For more information about how Landing Rock can help you increase and diversify your deposits and satisfy your customers please email Kim Winslow at kwinslow@landingrock.com, or call him at 252-473-7153.