TBA Services Company Logo

AmeriCap Insurance Logo     Anova Logo     Centrant Logo     CRA Partners Logo     CSI Logo     Federal Home Loan Bank of Dallas Logo     Genesys Logo     Harland Clarke Logo     Insperity Logo     JB Lloyd Insurance Logo     KeyState Logo     Ncontracts Logo     NFP-Equias Alliance Logo     Passageways Logo     Pentegra Retirement Services Logo     Promontory Network Logo     Q2 Logo     TIB Logo     Verafin Logo     Wolters Kluwer Logo     Worldpay Logo    

TBA Endorsed Partners

TBA Endorsed LogoTBA endorsed partner products & services have been thoroughly vetted and reviewed by the TBASCO Board of Directors. True partners to the TBA, these companies support TBA events and advocacy on behalf of banks across Texas. When considering a third party provider, look for the TBA Endorsed logo.

AmeriCap Insurance Group, LLC — A Higginbotham Company

Employee Benefits

AmeriCap Insurance Logo

Founded in 1939 the AmeriCap Insurance Group is one of the oldest and largest providers of employee benefits in the country dealing exclusively with financial Institutions. Providing a full range of group life, health, dental, vision and disability income Insurance products using only the most financially sound insurance companies, we customize a program for each institution to achieve the best long term solution. Having helped hundreds of financial institutions over the years, our professional service is second to none with a staff devoted to making sure you have your questions answered promptly and accurately. Come see what your neighbor already knows.

For more information email , call him at 817-797-0556 or visit http://www.americapgroup.com.

Anova Financial Corporation

Anova Logo


ANOVA Financial Corporation provides FDIC-insured, flexible, innovative solutions tailor-made for the way community banks do business. Whether your bank needs funds to meet current loan demand or has excess liquidity, ANOVA provides a FDIC-insured, high yielding liquid alternative solution.

ANOVAFUNDS® — offers bankers a high yielding alternative Treasury Service and your bank customers with a liquid and entirely FDIC insured way to spread deposits over $250,000 and earn a high interest rate. Accounts are fully FDIC Insured up to $20 million with daily liquidity and no early withdrawal fees.

ANOVACORE® — is a wholesale funding solution for banks that is a liquid alternative that requires no collateral or compensating balance requirements. Funds are offered on a fixed monthly interest rate without broker or other fees of any sort.

Reciprocal Exchange Deposit Program® — banks providing peace of mind to your deposit customers by stretching FDIC Insurance up to $20 million per depositor. ANOVA's REDP® consists of a network of banks to provide your deposit customers a means to move uninsured deposits into fully 100% FDIC insured deposits. In return you receive dollar for dollar basis reciprocal deposits.

ANOVA employs a network of "well capitalized" member banks that allows us to divide deposits into insured amounts that can be monitored by depositors in real time through the www.AnovaFinancial.com web portal. For more information about how ANOVA can help you increase your deposits and the comfort of your customers email , President & CEO, or call him at 252-473-7153.

Testimonlial Button

Centrant Community Capital

Affordable Housing Lending

Centrant Logo


Centrant Community Capital is a mission-driven lender, leveraging the resources of the banking industry to finance the creation and preservation of quality affordable housing.

Established in 1990, we provide first-lien, permanent financing for apartment communities that are affordable to low- to moderate income households. As a member of Centrant Community Capital, your institution will have the opportunity to participate in low-risk multifamily loans that offer CRA credit and attractive interest yields. This consortium model enables member banks of all sizes to support community reinvestment efforts in the markets they serve in a safe, profitable manner.

With nearly 100 member financial institutions of all sizes, we are one of the largest consortia of our kind in the nation. To date, we've provided over $375 million in loans to support the development of over 20,000 units in nearly 400 communities across the Southeast.
Program Highlights:

  • All loans offered for subscription on a voluntary basis - participation is never mandatory
  • Select loans that meet your investment, portfolio and CRA goals, at a level that is right for you
  • Centrant Community Capital provides on-going support for every loan in our portfolio, including servicing, payment remittance, asset management and annual property inspections
  • Exceptional portfolio performance - our loss history to date is less than 0.3% of total loans

To learn more, email , Executive Vice President or call him at 919-781-7979.

Testimonlial Button

Computer Services, Inc. (CSI)

Technology Management

CSI Logo

Computer Services, Inc. (CSI) simplifies the complexity of financial technology for you. Our cloud-delivered technology performance, compliance and security managed services are built on decades of financial industry experience and continuous investment in innovation. Whether through a fully outsourced or co-managed relationship, CSI's flexible service model maximizes your IT operations and alleviates your technology burdens so that staff can focus on more strategic initiatives.

For more information, email or call her at 720-676-9175.

Testimonial Button

CRA Partners

CRA Partners Powered by the Senior Housing Crime Prevention Foundation

CRA Credit Program

CRA Partners Logo


CRA Partners is a compliance solution you can feel good about. Since our inception in 2000, we have helped banks across the country earn guaranteed CRA credit for ensuring safe senior living environments through our turnkey crime prevention program, Senior Crimestoppers. Funded exclusively by the banking industry and endorsed by the ICBA and bankers associations in 43 states, Senior Crimestoppers protects low- to moderate-income seniors living in senior housing facilities, HUD communities and state veterans homes from theft, abuse and neglect.

Unlike some CRA opportunities, our 225 bank partners see the impact of their funds firsthand. We provide flexible funding options so banks can get involved through a community development loan, community development investment or a grant – it all depends on your bank’s CRA needs.

  • CRA-qualified loan, investment and service test credit
  • 100% turnkey solution, no administrative burden
  • Flexible, low-risk funding options
  • Detailed LMI documentation for CRA exam

For more information email or call him at 901-529-4781, or visit www.SHCPFoundation.org.

Testimonial Button

Federal Home Loan Bank of Dallas

Federal Home Loan Bank of Dallas Logo

Community Advance Programs

FHLB Dallas offers three community advance programs that support local investment. These programs provide favorably priced solutions that support the affordable housing and economic development efforts by its member institutions.

  • Community Investment Program (CIP) provides favorably priced advances to assist members in funding affordable housing, qualified economic development projects and community revitalization in targeted communities.
  • Economic Development Program (EDP) provides favorably priced advances to assist members in funding qualified economic development projects and community revitalization in targeted communities.
  • Disaster Relief Advances Program (DRP) Favorably priced advance funding to support recovery efforts in officially declared disaster areas in FHLB Dallas' District.

Mortgage Partnership Finance® Program (MPF®)

Provides FHLB Dallas members with a competitive, alternative to access the secondary mortgage market. FHLB Dallas members that become Participating Financial Institutions (PFIs) gain opportunities to sell certain fixed-rate, conforming mortgage loans into the secondary market. PFIs that participate in the MPF program also have an option to retain servicing on their loans, and subsequently maintain control of their customer relationships, or they can sell servicing.

FHLB Dallas offers four products from the MPF Program:

Credit Enhancement (CE) Products:

Non-Credit Enhancement Product:

For more information, email or call him at 214-441-8711.

Genesys Technology Group, LLC

Core Consulting

Genesys Logo


Genesys was founded in 2007 to be an advocate for the community banker by providing affordable technology consulting. Genesys takes the guesswork out of core contract negotiations. Consulting services include contract renewals and negotiations, systems evaluation and selection, M&A system assessments and negotiations, and in-house to outsourced evaluation services. TBA member banks receive a 7% discount on these endorsed services.

For more information email Selina Bailey or call her at 770-729-4138.

Harland Clarke — Check Products

Check Printing and Endorsement Stamps

Harland Clarke Logo


Harland Clarke Corp. is a leading provider of integrated payment solutions, marketing services, technology solutions, and best-in-class security services — serving approximately 15,000 financial institutions. For more information on Harland Clarke, and our ability to support your organization in building long-term customer relationships, email or call her at (678) 500-5330.

Harland Clarke — Marketing Services

Marketing Services

Harland Clarke Logo


Harland Clarke Marketing Services is a full service, leading edge provider of marketing services focused on the financial services industry. We take a strategic approach to all projects, performing due diligence to understand our clients\’ strategic goals, marketing objectives and project deliverables.

We are devoted to helping financial service providers create sustainable, measurable growth through the seamless delivery of comprehensive marketing solutions.

With a broad array of capabilities and intense financial services industry focus, we harness multiple channels to deliver innovative and measurable marketing solutions that generate growth, optimize efficiency and build long-term, satisfied relationships with your customers.

For more information, email or call her at (678) 500-5330.

Testimonial Button


Business Performance Solutions

Insperity Logo


Insperity helps the banking community unleash its employees’ full potential with an array of human resource and business solutions that improve business performance. For 25 years, Insperity (NYSE\: NSP) has been offering the most comprehensive workforce optimization solution in the marketplace that delivers administrative relief, better benefits, reduced liabilities and a systematic way to improve productivity. The Company operates 58 sales offices in 24 major markets serving more than 100,000 businesses. If you would like to learn more about Insperity, please email or call him at 281-348-2955.

J.B. Lloyd & Associates, LLC

Lender Placed Hazard & Flood and Mortgage Impairment/Errors & Omissions Insurance

JB Lloyd and Associates Logo


J.B. Lloyd & Associates is an insurance agency that has provided lender placed hazard & flood and mortgage impairment and mortgage errors & omissions insurance protection to Texas banks for 24 years. In addition to excellent customer service, Lloyd & Associates\’ web-based reporting capabilities and broad coverage options sets us apart from other insurance providers.

For more information email or call him at 214-265-2445 or visit www.lloyd-ins.com.

Testimonial Button

KeyState Captive Management

Bank Captive Program

KeyState Logo


KeyState Captive Management (KeyState) is the country’s largest provider of captive management and investment portfolio services to community banks.

KeyState offers banks with over $1 billion in assets the opportunity to form a wholly-owned captive insurance company through its Bank Captive Program. A captive insurance company, or a legally licensed limited purpose property and casualty insurance company, can augment a bank’s commercial policies by covering the existing commercial deductible layers, increasing coverage levels on existing policies (excess layers), and identifying other currently unfunded risks to insure where commercial insurance is not available to the bank.

Through a captive, banks can:

  • Improve their enterprise risk management;
  • Better manage unfunded risks;
  • Formalize a self-insurance program;
  • Realize efficiencies and savings related to insurance expenses and loss mitigation; and
  • Take advantage of a small business incentive available under a section of the Tax Code.

What makes KeyState’s Bank Captive Program different from its competitors? The primary differentiator is KeyState’s deep knowledge and specific expertise working with banks and their regulators in evaluating structures and responding to regulator inquiries. KeyState’s team offers a turnkey product and assists the bank every step along the way.

For more information email or call 302-425-5181.


Vendor Management

Ncontracts Logo


Ncontracts is the leading provider of vendor and contract management solutions for financial institutions. Our comprehensive and secure online product suite and team of exceptional legal, financial, technology, and client services experts enable banks to successfully manage their third-party vendor relationships and contracts, assess and address compliance risks and audit findings, and replace manual tasks with time-saving and cost-cutting software and guidance.

For more information email or call him at 512-944-0726.

NFP/Equias Alliance, an NFP Company

Executive Benefit & BOLI Consulting

NFP-Equias Alliance Logo


NFP/Equias Alliance, an NFP Company, through its team of 20 consultants and 32 support personnel, including Texas-based Ken Derks and Trey Deupree, has assisted over 800 community banks in the design and implementation of bank-owned life insurance (“BOLI”) as well as nonqualified benefit and compensation plans for selected executives. These plans help institutions increase earnings and shareholder value as well as recruit, retain and reward key officers and directors.

In addition, the company’s in-house service professionals offer practical, hands-on assistance to banks and their professional advisors, auditors and examiners. NFP/Equias Alliance, an NFP Company, provides its clients with timely, accurate documentation and regulatory compliance support. The organization’s 52 team members include eight CPAs, two attorneys, nine MBAs, three CLUs, one CFP®, one ChFC®, a former bank regulator, several former bankers and bank directors, and other degrees and licenses. The NFP/Equias Alliance, an NFP Company, team includes individuals with significant BOLI and benefits administration experience as well as one of the industry’s most recognized experts on accounting and tax matters. The group has over 800 years of combined BOLI/benefits experience. NFP/Equias Alliance, an NFP Company, has successfully completed a SSAE 16 SOC I Type II audit.

If a bank should decide to implement any of these plans, NFP/Equias Alliance, an NFP Company, has the experienced and professional staff needed to properly administer and oversee these plans. As evidence of its leadership position in the market, NFP/Equias Alliance, an NFP Company, has the exclusive endorsement of the ABA and 9 state banking associations including TBA.

For more information, email or .


Electronic Board Books

Passageways Logo


Passageways is a software provider that for 15+ years has focused on delivering enterprise solutions to banks that improve governance and connect bank employees.

Program Features
OnBoard Board Portal:

Passageways OnBoard is a board meeting solution that securely connects organizations, their directors and committees to meeting agendas, minutes, approvals, calendars, policies and procedures.

Intuitive and accessible for our directors of all tech levels, OnBoard makes meetings more than operational presentations, it turns them into strategic working sessions. With OnBoard, meetings become more productive, board book access becomes amazingly intuitive, archives are readily accessible and Votes. The result is a board of directors that has more time to devote to thoughtful deliberations.

For more information, email or call her at 765-535-1882.

Pentegra Retirement Services

Retirement Plans for Bank Employees

Pentegra Logo


Pentegra Retirement Services is a leading provider of retirement plan and fiduciary outsourcing solutions to community banks nationwide, Founded by the Federal Home Loan Bank System more than 70 years ago, today Pentegra manages over 4,000 retirement plans and more than $10 billion in assets. Pentegra is focused on delivering value-added retirement programs designed to help community banks improve retirement plan effectiveness, attract and retain quality employees and build a competitive advantage.

Our breadth and depth of services includes support for qualified and non-qualified retirement programs designed exclusively for your industry. With deep knowledge of the complexities that surround bank retirement plans, the quality and experience of our team deliver exceptional value to clients. Pentegra offers the added advantage of more than 70+ years of community-based financial institution retirement plan “best practices” and a user-board of directors comprised of our clients — delivering a level of retirement plan governance and oversight that is unmatched.

With an extensive array of plan design options, services and fiduciary support, our unique retirement plan solutions include qualified and non-qualified plans along with fiduciary outsourcing solutions designed to save time, save money and ease the burdens that come with managing a retirement plan. We’re focused on delivering a client experience that makes offering a retirement program easy, and one that helps your employees achieve greater retirement security.

Help your bank drive more successful retirement outcomes for your employees with Pentegra. For more information on Pentegra's products and services, email , Regional Marketing Manager, or call him at 303-921-3109.
Be part of our social media conversation on
Facebook icon   LinkedIn icon   Twitter icon

Testimonial Button

Promontory Interfinancial Network, LLC

CDARS Program

Promontory Network Logo


Promontory Interfinancial Network’s CDARS® service can help financial institutions to enhance profitability by attracting large-dollar relationships, replacing higher-cost funding, reducing collateralization costs, managing liquidity, and purchasing wholesale funding.

CDARS is endorsed by the American Bankers Association. The service gives Promontory Network members the opportunity to serve as the one Institution that meets all their customers’ needs. Using CDARS, depositors can enjoy:

  • Safety – Access to multi-million-dollar FDIC insurance coverage on CDs, and
  • Convenience – One bank relationship, one rate per maturity, and one regular account statement.

For more information, please contact: Chuck McBrayer, Regional Director – Northern Texas at cmcbrayer@promnetwork.com or via phone at 703-292-3432 or Chris Ely, Regional Director – Southern Texas at cely@promnetwork.com or via phone at 703-292-5907.


Online, Voice and Mobile Banking

Q2 Logo


At Q2, we believe financial power should stay within the communities you serve. To that end, our mission is to enable community-centered financial institutions to compete to win in an always-connected world. Our flexible, single-platform online banking solution offers a secure, intuitive, and consistent user experience across all digital channels from desktop to mobile – for end users ranging from retail consumers to commercial and corporate entities.

Backed by analytical intelligence from over 250 million customer interactions every month, Q2 can help you offer more to your account holders and anticipate their changing needs – while keeping their assets secure and your reputation safe. We merge business-critical technology, an engaging user experience, and a culture of partnership to streamline your day-to-day operations and accelerate your growth and retention strategies.

Only Q2 enables you to stand apart, scale smart, and grow beyond – empowering returns on relationships with your employees, account holders, and community. For more information visit Q2ebanking.com, email or call her at 512-560-3674.

Testimonial Button

TIB Capital Markets

Fixed Income Capital Markets

TIB Capital Markets Logo


TIB Capital Markets is a fully-integrated shop that reduces transaction risk and eliminates paperwork burden. After purchasing securities through TIB market professionals, transactions move seamlessly through TIB’s clearing, custody, accounting and ALM platforms. With policies, analytics and experts, banks have it all in one place.

  • Investment Consultation & Sales
  • Interest rate hedging products
  • Safekeeping & Bond Accounting
  • Federal Funds & Treasury Management
  • Asset Liability Management
For more information, email or call him at (972) 650-6000.


Verafin Financial Crime Management Platform

Verafin Logo


Verafin is the industry leader in enterprise Financial Crime Management solutions, providing a cloud-based, secure software platform for Fraud Detection and Management, BSA/AML Compliance and Management, High-Risk Customer Management and Information Sharing. Nearly 3000 banks and credit unions use Verafin to effectively fight financial crime and comply with regulations. Leveraging its unique big data intelligence, visual storytelling and collaborative investigation capabilities, Verafin significantly reduces false positive alerts, delivers context-rich insights and streamlines the daunting BSA/AML compliance processes that financial institutions face today.

Verafin is the exclusive provider for Texas Bankers Association, Western Bankers Association, Florida Bankers Association, Massachusetts Bankers Association, and CUNA Strategic Services, with industry endorsements in 48 U.S. states.

For more information, call 866-781-8433 or email info@verafin.com.

Wolters Kluwer

Compliance Forms and Software

Wolters Kluwer Logo


Wolters Kluwer, the leading provider of regulatory compliance solutions and services for banking, brings together some of the industry's most trusted and reliable solutions to help financial organizations address compliance requirements, reduce risk and operate more efficiently. The Texas Bankers Association endorses the following products:

  • ComplianceOne® and ARTA® Lending origination systems
  • TSoftPlus SBA lending
  • Wiz Sentri (AML and Identity Verification Solutions)
  • Paper forms for documenting IRAs, Deposits and consumer lending
  • Wolters Kluwer E-Sign
  • CASH for commercial lenders

The company's software, services and paper forms can help efficiently comply with federal and Texas regulations, while remaining competitive and increasing everyday workflow efficiencies.

For more information email or call her at 888-539-1119, or visit www.WoltersKluwerFS.com/BANKING.

Testimonial Button


Credit Card, Debit Card, Prepaid Card & Merchant Services

Worldpay Logo

www.worldpay.com Worldpay Ad

Worldpay is a leading provider of payment processing services for businesses and financial institutions in Texas and across the nation. For over 40 years we have been working hand in hand with banks and businesses to provide full service payment processing services and turnkey solutions. We can help you attract new sources of revenue and retain clients. We provide state-of-the-art merchant and card processing solutions for TBA members including:

Merchant Services
Credit and Debit Card Processing - Gift Card Programs – Check Services – Secure Processing Technology – Online Back Office Management

Card Processing Solutions
Credit and Debit Card Processing – Advisory Services – ATM Driving – Fraud Mitigation – Prepaid Solutions

For more information on how Worldpay can help you build a profitable program, email or call her at 512-538-4962.