August 21-22, 2024 · Austin & Virtual · Seminars

Advanced Account Documentation & Compliance

Well-trained bankers who recognize and stop attempted dishonest activity are the first line of defense in protecting a financial institution from fraudsters. Unfortunately, new account personnel are too often trained “on the job,” which results in an environment of potential vulnerability and unnecessary losses for the bank. Additionally, with constant new regulations, the need for ongoing training is paramount to maintain diligence and update processes and procedures. These workshops are highly interactive. Come prepared to get your questions answered!

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TBA Headquarters
203 W 10th Street
Austin, Texas 78701

Schedule Highlights

  • Proper Account Title
  • Customer Identification Requirements
  • FCRA (Fair Credit Reporting Act) third-party verification requirements
  • Customer Notification/Disclosure Requirements
  • Comparison with Government Lists (OFAC)
  • IRS SSN/EIN/ITIN Certification/Back-Up Withholding/SS-4/W-9/W-8
  • Business Account Documentation
  • Business Modification Documentation
  • Understanding Business Taxation Options and Why We Care
  • Sole Proprietorship / Sole Proprietorships for Married Couples / General Partnership / Limited Partnership / Limited Liability Partnership / Limited Liability Limited Partnership, LLC Owned by a Revocable Trust / Professional and Non-Profit Corporations / Escrow / Agency , Etc.
  • FinCEN — Beneficial Ownership Due Diligence Rules
  • Documenting Out-of-State Businesses and Layered Organizations
  • Resolutions — Purpose and Proper Completion
  • TX Assumed Name Registration Requirements
  • Single-Party and Multiple-Party Ownership
  • Right of Survivorship
  • Authorized Signer Designation
  • Texas Statutory Durable POA Form
  • Texas Account Ownership Selection Form
  • POA Certification Form
  • Joint Account Ownership vs. Agent and POA Comparison
  • Access vs. Ownership During Life and Death Chart
  • Trust, Fiduciary, Minor and Court Ordered Accounts
  • Trust Account Overview — Why Set Up a Trust?
  • Why Avoid Probate? Benefits of a Living Trust
  • Parties to a Trust
  • Key Questions to Ask to Determine Formal Trust Status
  • Six Key Pieces of Information Needed to Open a Trust Account
  • Trust In-House Account Certification
  • Opening Formal Revocable & Formal Irrevocable Trusts
  • Payable on Death Accounts (POD)
  • In Trust for Accounts (ITF)
  • TIN Compliance for Trust Accounts
  • Account Ownership Options for a Minor
  • Uniform Transfer to Minor’s Account (TXUTMA)
  • Estate Accounts
  • Guardianship Accounts
  • Social Security Representative Payee and VA Fiduciary
  • Account Documentation and Compliance Reference Chart
  • Access at Death of a Business Account Signer Chart
  • Case Studies

August 21
Program: 9:00 AM – 4:00 PM
Breakfast: 8:45 – 9:00 AM
Lunch: Noon – 1:00 PM

August 22
Program: 9:00 AM – 3:00 PM
Breakfast: 8:45 – 9:00 AM
Lunch: Noon – 1:00 PM

Who Should Attend?

Operations officers, compliance officers, experienced new account representatives, new accounts supervisors, branch managers, trainers, and auditors. Back-office personnel who support the deposit account area will also find this seminar beneficial. At least 85% of this information also impacts the lending area.

What’s Included & What to Bring?

IN-PERSON OPTION: The registration fee includes a hard copy of the seminar materials, breakfast and lunch. For IRS reporting purposes, the food cost portion of your registration is to be determined.

  • Signature card and account agreement
  • Resolutions for all commercial account types
  • Disclosures used at account opening, including the Account Ownership Selection form
  • Other documents used to open, maintain and close accounts (if applicable)

VIRTUAL OPTION: Registrants will receive instructions in advance to access the online class and download the materials. Registrants will also have access to the session recordings and materials for 90 days.

Registration Fees

First Registrant: $850

Additional Registrant: $750

All Non-Members: $1,700

Registration & Cancellation Policy

The fee includes access to the virtual seminar, program materials and session recordings.

IMPORTANT: Registration is per person. All attendees must be registered to ensure access to the program, materials, recorded content and to be eligible to receive CE credit.

Cancellation/substitution requests must be made in writing. Email requests to Full registration fees will be refunded if written notice is received no later than July 31, 2024. Substitutions are permitted without penalty.

Hotel Information

Nearby Hotels:

The Otis Hotel
1901 San Antonio Street
Austin, Texas 78705

AC Hotel Austin-University
1901 San Antonio Street
Austin, Texas 78705

Moxy Austin-University
2552 Guadalupe Street
Austin, Texas 78705

Continuing Education

Texas State Board of Public Accountancy:  13 CPE credit hours. There are no educational prerequisites.
ABA Professional Certifications: Application for CE credit is pending approval. Attendees will be notified once approval has been confirmed.


Matthew Dickinson

President & CEO Training Resources Consulting, LLC

Matt is known for his expertise, approachability, sense of humor, and passion for providing knowledge to bankers so they can serve their banks’ customers confidently while managing risk. With 20 years’ experience, he provides training through 16 State Bank Associations and nationally through OnCourse Learning, a web-based training platform. Matt enjoys family time with his wife and four daughters, cooking, and has completed three full Ironman triathlons, a testament to his dedication and patience, which are traits bankers can expect to experience when interacting with Matt.

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