BSA/AML Advanced Compliance School
BSA/AML changes every year — new regulations, new guidance, new enforcement lessons, and new financial crime threats. This innovative, two-day conference is your annual update across every core area of the BSA/AML program: what’s new, what’s changed, and what it means for your bank. Built for experienced BSA professionals, it helps keep your program effective and current. Each attendee receives a Training Manual and Resource Toolkit,
and the program helps fulfill annual BSA training requirements.
When
Where
The Westin Riverwalk
420 W Market Street
San Antonio, 78205
What Will Be Covered
The AML/CFT State of the Union
What’s New, What’s Proposed & What It Means for Your Bank
The year’s key regulatory developments, FinCEN advisories and alerts, enforcement trends, and agency priorities — and what your institution should be evaluating, documenting, or doing differently.
The BSA/AML Risk Assessment
Keeping Pace With Changing Risk
What’s changed in examiner expectations, which emerging risks belong in this year’s update, and how to make sure your risk assessment still reflects your bank’s actual risk.
CIP, CDD, Beneficial Ownership & EDD
Updates for Knowing Your Customer
The latest changes and guidance affecting customer identification, due diligence, beneficial ownership, and
enhanced due diligence for higher-risk customers, products, and services.
Transaction Monitoring & Model Validation
Is Your System Still Finding What It Should?
Current expectations for monitoring systems — tuning, threshold reviews, data integrity, and independent validation.
Training, Independent Testing & Exam Readiness
Lessons From Recent Enforcement Actions
What recent enforcement actions, exam findings, and audit results reveal — and how to make sure your training, testing, and program are ready for the next review.
Suspicious Activity Reporting
Decisions, Narratives & Continuing Activity
The latest SAR guidance and expectations — making and documenting defensible decisions, writing stronger narratives, and handling continuing activity.
Information Sharing & Law Enforcement
314(a), 314(b), Subpoenas & Keep-Open Requests
Current expectations for information sharing, responding to subpoenas and law enforcement inquiries, and handling keep-open requests.
Higher-Risk Customers, Products & Services
Managing the Risk, Not Just Labeling It
What’s new in managing higher-risk relationships, products, and delivery channels — due diligence, controls, monitoring, and documenting risk decisions.
OFAC & Sanctions
This Year’s Sanctions Developments
Recent sanctions changes, evasion red flags, and keeping your sanctions program effective and risk-based.
Emerging Financial Crime & Fraud
The Schemes Banks Are Seeing Now
This year’s financial crime trends, scams, and typologies — the red flags they leave behind and how fraud and BSA can work together to catch them.
In Person & Virtual Fees are the same.
First Registrant: $1,825
Additional Registrant: $1,725
All Non-Members: $3,650
The registration fee includes program materials, most meals plus receptions.
Cancellation/Refund Policy:
Cancellations or substitutions must be submitted in writing. Please email to education@texasbankers.com. Any cancellations received after July 29 or “no shows” will not be refunded. Extenuating circumstances are reviewed on an individual basis. Substitutions are permitted without penalty.
Experienced BSA/AML Officers, BSA Analysts and Investigators, Compliance Professionals, Fraud Specialists, Auditors, and Risk Managers who already understand BSA/AML fundamentals.
Newer to BSA/AML? BSA Basic and BSA Fundamentals are recommended first.
The Westin Riverwalk
420 W Market Street
San Antonio, 78205
(210) 224-6500
Group Rate: $236/night
Cut Off: Friday, June 18, 2027
Booking Link Coming Soon!
Texas State Board of Public Accountancy: There are no educational prerequisites.
Featured Facilitator
Kristin Harville, JM, CRCM, CAFP, CFCI, CBAP
Kristin Harville serves as Senior Vice President and Chief Operations Officer at Performance Solutions, Inc. (PSI), where she is dedicated to helping financial institutions build strong, sustainable compliance cultures that go beyond simply “checking the box.” A seasoned compliance professional with extensive experience as a banker, examiner, and consultant, Kristin brings a practical, real-world perspective that connects regulatory requirements to everyday operations.