Essentials of Banking Series
The Essentials of Banking Series provides a complete overview of banking principles and operations. This four-part series is a must for new and seasoned employees to deepen their banking knowledge. For a comprehensive understanding of banking principles and operations, attending all four sessions is recommended; however, a per session registration option is also available.
When
Where
Virtual
Schedule
Overview
- Your Role as An Essential Service
Provider - Evolution of Money and Banking
– Definition of money
– Types of money
– History of the US Banking System - The Federal Reserve as the Central
Bank
– Organization
– Roles & responsibilities
– U.S. Monetary Policy - State & Federal Regulatory Agencies
- Bank Regulations
– Federal Register
– Alphabet Soup
– CFPB
Business Operations & Management
- Types of Banks & Organizational
Structure - Roles & Responsibilities of the Board
- Key Banking Divisions
- Compliance Management
Fundamentals - Bank Examinations
– The Anatomy of an Exam
– CAMELS Rating
– Supervisory Actions - Deposit Accounts
– DDA’s and Time Deposits
– FDIC Insurance Coverage
– Account Opening Considerations - E-Banking and Treasury Management
Products & Services
How Bank’s Make Money and Risk Management
- How Banks Make Money
– Overview of Balance Sheet
– Overview of Income Statement
– Other Key Financial Statements - The Bank’s Annual Report
- Overview of Lending
– Types of Lending & Loans
– 5 C’s of Credit Analysis
– From Application to Decision
– Loan Administration Functions
– Loan Policy - Risk Management and Safety &
Soundness
– Profitability, Liquidity and Cash Flow
– Asset/Liability Management
– Other Banking Risks - Bank Performance Metrics
– Key Financial Performance Ratios
– Other Bank Performance Metrics
– Review of CAMELS Rating
Safeguarding the Bank: Providing Exceptional Service and Growing the Bank
- Ethics in a Sound Banking System
- Corporate Governance
– Safeguarding the Bank’s Assets
– Vendor Management - Security Regulations
– Reg P – Consumer Privacy
– Bank Protection Act - Bankers Responsibility in Preventing &
Reporting Crime
– AML/BSA
– Technology Threats
– Bank Fraud & Scams
– Elder Abuse - Customer Service Excellence
– Evolving Customer Experience
– Building Client Loyalty
– Banker’s Role as Trusted Advisor
– How to Provide WOW! Service - Growing the Bank
– Ambassadors for the Bank
– Selling Vs. Helping the Customer
– Building Profitable Relationships
Program: 9:00 AM – 4:00 PM
Registrants will receive instructions in advance to access the online class and download the materials.
IMPORTANT: You are highly encouraged to attend the Zoom live stream to participate. An additional charge of $75 per session will be applied if you miss a session and request a copy of the recording.
Entire Series
First Registrant: $1,195
Additional Registrant: $1,095
All Non-Members: $2,390
Session 1
All Members: $350
All Non-members: $700
Session 2
All Members: $350
All Non-Members: $700
Session 3
All Members: $350
All Non-Members: $700
Session 4
All Members: $350
All Non-Members: $700
For a comprehensive understanding of banking principles and
operations, attending all four sessions is recommended; however, a
per session registration option is also available.
IMPORTANT: Registration is per person. All attendees must be registered to ensure access to the program, materials, recorded content and to be eligible to receive CE credit.
Cancellation/substitution requests must be made in writing. Email requests to education@texasbankers.com. Cancellations received less than five (5) banking days prior to the session date are not refundable. Substitutions are allowed without penalty.
Texas State Board of Public Accountancy: 6 CPE per session. There are no educational prerequisites.
Facilitator
Christie Drexler
Christie Drexler is a Senior Consultant with Performance Solutions Inc. (PSI), a training and consulting company that has been a part of the banking community for over 35 years. Christie’s specialties include essentials of banking, branch leadership, coaching essentials, universal banking strategies and certification, commercial lending, retail lending, loan underwriting/ credit analysis, tax return/financial statement analysis and more.