Real Estate Lending Compliance
The program provides an overview of the real estate lending requirements from ten regulations, along with comprehensive coverage of selected topics, policy suggestions, employee training tips, audit techniques and steps to eliminate problems. Emphasis is placed on coverage and exemption rules, determining which disclosures are required, the content of the required disclosures and prohibited acts or practices.
Every year major changes appear, and this year is no exception, including Section 1071, Fair Lending and Regulation B. The program and the manual have been completely updated for the revisions.
When
Where
Virtual
Highlights
- Equal Credit Opportunity Act (Regulation B) — Data collection and reporting rules for small business loans under Section 1071 of the Dodd-Frank Act.
- Fair Housing Act — Recent redlining, appraisal discrimination and loan pricing cases.
- Flood Insurance Rules — New flood insurance Q&As and status of the Standard Flood Hazard Determination form.
- Discussion on the CFPB proposed changes to Fair Credit Reporting Act.
- Home Mortgage Disclosure Act (Regulation C) — A review of the case that lowers the threshold for closed-end mortgage loan coverage back to 25 loans.
- Truth in Lending Act (Regulation Z) — Revisions to the ATR/QM rules and the latest guidance on TRID rules.
- Real Estate Settlement Procedures Act.
- Homeowners Protection Act.
- Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).
- Unfair, Deceptive or Abusive Acts or Practices.
Program: 9:00 AM – 4:00 PM
Lunch: Noon – 1:00 PM
The fee includes access to the virtual seminar, program materials and session recordings.
Registrants will receive instructions in advance to access the online class and download the materials. Registrants will also have access to the session recordings and materials for 90 days.
IMPORTANT: Registration is per person. All attendees must be registered to ensure access to the program, materials, recorded content and to be eligible to receive CE credit.
Cancellation/Refund Policy
Cancellation/substitution requests must be made in writing. Email requests to education@texasbankers.com. Full registration fees will be refunded if written notice is received no later than June 18, 2024. Substitutions are permitted without penalty.
Texas State Board of Public Accountancy: 14 CPE credit hours. There are no educational prerequisites.
ABA Professional Certifications: Application has been submitted for CE credit. We will notify attendees once credit has been approved.
Presenter
Kimberly Boatwright, CRCM, CAMS, FLE
Kimberly is EVP and Director of Risk and Compliance at Compliance Resource, LLC. She has more than two decades of experience working in the financial services industry. Kimberly is a well-regarded risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in fair lending, anti-money laundering, OFAC and consumer compliance. She is a frequent public speaker, trainer and author on compliance and risk management topics.