FDIC issues regulatory relief guidance following Texas flood

7/11/2025

The Federal Deposit Insurance Corporation issued several measures to provide regulatory relief for financial institutions and assist in recovery efforts in Texas areas impacted by severe storms, straight-line winds, and flooding.

The agency urged banks in affected regions to collaborate positively with borrowers facing challenges due to severe weather. This could involve extending repayment terms, restructuring existing loans, or relaxing the terms for new loans. Additionally, the agency mentioned that banks might receive favorable consideration under the Community Reinvestment Act for community development loans, investments, and services that support disaster recovery. The FDIC will also take into account regulatory relief from certain filing and publishing requirements.