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TBA News & Headlines

FDIC Pledges to Respect Banks’ Risk-Based Customer Judgments

1/29/2015
The FDIC issued guidance reiterating that it does not prohibit or discourage banks with appropriate risk management systems from serving customers with risk profiles that the bank is capable of handling.

FHFA Rulemaking on FHLBs ‘Touched a Nerve,’ Watt Says

1/28/2015
The Federal Housing Finance Agency’s proposal to limit membership in the Federal Home Loan Banks “touched a nerve” with the industry, agency director Mel Watt told the House Financial Services Committee yesterday.

Fed Outlines Next Steps on ‘Faster Payments’

1/27/2015
The Federal Reserve System yesterday released a paper outlining its next steps in developing an infrastructure to speed up electronic payments and settlements.

Mortgage Rates Lowest Since 2013

1/23/2015
The rate for a 30-year fixed-rate mortgage averaged 3.63 percent this week, down from last week’s 3.66 percent and at its lowest level since May 2013, Freddie Mac said yesterday.