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OCC to Grant Federal Charters to Fintech Firms

The OCC “will move forward” with plans to provide special-purpose national bank charters to financial technology firms, Comptroller of the Currency Thomas Curry announced on Friday.

Fed: Debit Fraud Costs Jump 44 Percent in Two Years

Debit card-related fraud losses to merchants, cardholders and issuers rose 44 percent from 2013, reaching $2.41 billion in 2015, according to the Federal Reserve’s biennial survey of debit card issuers’ costs released yesterday.

Banks’ Net Income Rises Strongly in Third Quarter

FDIC-insured banks and savings institutions earned $45.6 billion in the third quarter, up 12.9 percent from the industry’s earnings a year before, the FDIC said yesterday.

CFPB Bulletin Outlines Incentive Compensation Expectations

While the bureau acknowledged that incentive programs can benefit both companies and customers, it cautioned financial institutions that inadequate oversight or setting unrealistic goals could lead to consumer harm.