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TBA News & Headlines

OCC Updates Guidance on Matters Requiring Attention

With a goal of better managing corrective action by bank management and follow-up by examiners, the OCC yesterday revised the way it handles “matters requiring attention.”

ABA, State Associations: HMDA Changes Unnecessary, Overbroad

The Consumer Financial Protection Bureau’s proposed changes to the Home Mortgage Disclosure Act data collection are excessively broad, complex and unnecessary to meet HMDA’s goals, ABA and the state bankers associations said in a comment letter.

OCC Warns on Auto Lending, HELOC, Debt Sale Risks

The OCC wants banks to be aware of risks arising from auto lending, home equity lines of credit and sales of bad debt, Deputy Comptroller Darrin Benhart said yesterday at an industry conference in Las Vegas.

CFPB Issues Lists of Rural, Underserved Counties for 2015

The Consumer Financial Protection Bureau yesterday released lists of rural or underserved counties to use in 2015 in conjunction with the bureau’s Ability-to-Repay, escrow, HOEPA and appraisal rules.