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TBA News & Headlines

House Passes TRID Grace Period Through Feb. 1

Posted on 10/8/2015
By a bipartisan 303-121 vote, the House last night passed H.R. 3192, which would provide a safe harbor from enforcement actions and private civil actions for lenders making good-faith efforts to implement the new TILA-RESPA integrated disclosures.

U.S. House Passes Community Bank Relief Bill

Posted on 10/7/2015
The U.S. House of Representatives unanimously passed legislation yesterday that would ease regulatory rules for small community banks.

Yellen: Banks Need ‘Tailored’ Regulation

Posted on 10/1/2015
At the St. Louis Fed’s third annual Community Banking Research and Policy Conference, Federal Reserve Chair Janet Yellen emphasized the importance of tailored regulation of banks with different asset bases and business models.

Cordray Signals ‘Hold-Harmless’ Period for TRID Compliance

Posted on 9/30/2015
CFPB Director Richard Cordray signaled that the bureau and other financial regulators are working on guidance for a formal ‘hold-harmless’ period to facilitate compliance after the TILA-RESPA integrated disclosures take effect on Saturday.