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TBA News & Headlines

Fed Survey: Oil and Gas Woes Drive Tighter Business Credit

2/2/2016
Bankers continued tightening credit for business loans in the last three months while they continued to ease credit standards slightly in their home mortgage and consumer loan portfolios, according to the Fed’s latest senior loan officer survey.

FDIC Approves Extended Exam Cycle for Small Banks

1/22/2016
The FDIC yesterday approved an interim final rule extending the on-site exam cycle for banks with up to $1 billion in assets from 12 months to 18 months, effective immediately.

FTC Report Outlines Legal Risks, Benefits of ‘Big Data’

1/19/2016
A new report from the Federal Trade Commission outlined several risks related to discrimination for companies using “big data” to make decisions about credit, employment and marketing.

Fed Rate Hikes to Occur ‘Over the Next Few Years’

1/7/2016
The Federal Open Market Committee will move gradually when raising the target range for the federal funds rate from near zero to 0.25 to 0.5 percent, the first rate hike since 2006, according to the minutes from the committee’s Dec. 15-16 meeting.